Buying property

Buying property

Find out how you can buy property in Croatia. The latest rules and conditions of purchase. Who can buy property as a natural person, who must open a business to buy a property. See more

What to buy?

What to buy

Consult with our experts to help you in making a decision, whether to buy a building plot, dilapidated house or a new and completed villa. Each option has advantages and disadvantages. See more

Renovate property

Renovate property

A team of experienced architects, engineers and builders will help you. Our professional staff will help you renovate, equip or build from the beginning according to your wishes and conditions. See more

Legal assistance

Legal assistance

It is difficult for you to find reliable and professionally qualified person, we have selected just such for your safety, which will make your decisions easier and safer. See more

Global Property Guide - Croatia's housing market is recovering

Croatia's housing market is recovering

Croatia's housing market is recovering, along with its economy

Croatia housing markets are a story of two distinct but not entirely separate markets - local, and foreign.  In the coastal areas popular with foreigners, prices continue to rise, while prices of dwellings in the rest of the country mostly continue to suffer.

Yet since 2015 Croatia's economy has been growing - after a deep recession lasting 6 years - and growth will inevitably strengthen its housing markets. A recovery of prices is already taking place in Zagreb, and the coming years should see a broad local property market recovery.

- The Adriatic coast's house price index rose by 0.9% (0.7% inflation-adjusted) during 2016. This price rise followed annual price y-o-y increases of 1.8% in Q3, 1.9% in Q2, and 0.8% in Q1 2016, based on the figures from the Croatian Bureau of Statistics CBS.

- In Zagreb city house prices, in general, have been rising for the last three quarters. In Q4 2016, house prices in Zagreb city were up by almost 2% y-o-y (1.8% inflation-adjusted), following y-o-y growth of 2.1% in Q3, and 0.1% in Q2 2016. However the average price of new dwellings in Zagreb sharply dropped by 11.5% (-11.6% inflation-adjusted) y-o-y to HRK 10,445 (€1,396.31) per sq. m., suggesting that there is still an overhang of new homes.

- The nationwide house price index for existing dwellings increased by 1.8% y-o-y (1.6% inflation-adjusted) In Q4 2016, while the national house price index for new dwellings dropped by 4.7% y-o-y (-4.9% inflation-adjusted).

Croatia's star property performers are coastal regions like Šibenik-Knin County (4.2% up y-o-y to €1,650 per sq. m.), Istria County (3.13% up y-o-y to €1,577 per sq. m.), and Lika-Senj County (1.94% up y-o-y to €1,169 per sq. m.).   The Dalmatian coastal resort town of Split had the highest annual house price growth among Croatia's large cities during the year to January 2017, rising 5.81% to an average apartment price of €2,334 per sq. m., according to the property portal Njuškalo.  The most expensive properties can be found in Dubrovnik (€3,349 per sq. m.), followed by the coastal resort town of Opatija (€3,113 per sq. m.) and the tourist island of Hvar (€2,850 per sq. m.).

Croatia’s spectacular coast

About 70,000 foreigners own property in Croatia, mostly on the Adriatic Coast. The Northern peninsula of Istria is home to a property boom fuelled by German buying.

Due to complexities regarding taxation and foreign ownership rules, most bought through a company.  However, amendments made to the Croatian Law on Ownership in February 2009 now treat EU nationals as Croatian citizens for the purposes of acquiring real estate in Croatia.

The right of non-EU foreign nationals to buy a property in Croatia depends on reciprocity agreements between Croatia and the foreign buyer’s home country.

Around 55% of approved permits for foreign acquisitions were granted to Germans. Austrians come in second place with 16% of permits granted, followed by Britons (6%), Hungarians (4%) and Dutch (3%).

Of Croatia’s 20 counties (or regions), the five most popular with foreign buyers are on the Adriatic Coast: Istria (33% of foreign-owned properties), Primorje-Gorski Kotar (26%), Split-Dalmatia (12%), Zadar (8%), and Dubrokniv-Neretva (6%). Only 3% of foreign buyers chose Zagreb City.

Continued interest in Croatia’s high-end market

Croatia’s high-end residential market continues to attract foreign buyers. Most of the demand for properties in Istria come from Germans, Austrians, and Slovenians, according to Colliers International. Luxury properties in Dalmatia are popular among foreign buyers from Sweden, Slovakia, and Czech Republic, among others. Some of the second home destinations that are popular among homebuyers include Hvar, Split, and Dubrovnik.

Most of Croatia's high-end property supply are found in Istria, Opatija, Dubrovnik, islands such as Hvar, Brač and Krk, and in tourist resorts. According to Colliers, new retreat resorts are being developed along the Croatian coast, which are expected to increase the supply of luxury residences in the area.

Source: Global Property Guide

Over 20,000 properties

Over 20,000 properties

With over 20 000 properties, we believe that we can comply with any request, thanks to the unsurpassed network of partners, private sellers and renters. Through this network we have access to the best Croatia real estate that can be found on the market in the most amazing and the most desirable locations in Croatia. See more

Discrete sales

Discrete sales

We find that the discretion sales are important as a form of asset protection and business image of our client vendor, who often decide just for this service and thus wanting to take their property, do not advertise generalized promotional channels, but only on our site. See more

Top Croatia agents

Top Croatia agents

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Newest information

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These are the answers to your frequently asked questions, feel free to contact us or come to our office for any other questions or concerns.

1. Can foreigners buy property in Croatia?

There is a difference between EU citizens and non EU citizens. EU citizens, natural and legal persons, can purchase real estate in Croatia under the same conditions as Croatian citizens. Non Eu citizens, natural and legal persons, can buy real estate according to reciprocity principle and they need to seek the approval from Ministry of justice of Republic of Croatia.

2. What taxes I have to pay when buying real estate in Croatia?

Property tax in Croatia is 3 % of tax office property estimate. It is payed by the Buyer and only once.

3. What is the best time of year to go to Croatia?

Croatia has a mild climate, so it is very nice to make a visit anytime. However, the best period to buy is between October and December, and than April to June. As a tourists country, during the summer many properties are rented thus more difficult to arrange visits of real estate.

4. What is the best place in Croatia to buy a villa?

First row to the sea is always a win-win situation. Regarding the location: along the coast from Dubrovnik to Zadar, and from Middle Dalmatian islands the most likeable are Brač, Hvar, Šolta, Vis, Korčula and peninsula Pelješac.

5. How do I find a house for rent in Split Croatia?

Split is more of an apartment place, thus easier to rent apartment for a long term . However, it is possible to find a villa for a long term rent. As lease is always unpredictable, and situation changes quickly, it is always the best solution to contact an agency to see what is currently on the market and available.

6. Is now a good time to invest in the Croatian real estate market?

Real estate market in Croatia is very vivid last years, and still rising, so it is definitely good period to invest and get a satisfying ROI.

7. What is OIB and why do I need it?

In english it is 'PIN' that stands for 'personal identity number' and it is needed for any contract. It is unique for each person, Croatian or foreigner, and is used as unique identifier in various official records.

8. Can I pay in foreign currency when buying real estate in Croatia?

All payments of real estate must be in national currency, which is HRK. However, any payment in foreign currencies will be converted into kuna.